Any natural and juridical persons (residents and non-residents)
may open their accounts with the banks of the Republic in the Belarusian
roubles and any foreign currency which official exchange rate to
the Belarusian rouble was fixed by the National Bank.
 Cost of opening and closing the banking accounts:
| |
в USD |
| Opening a current account in the national currency by a juridical
person |
25 – 80 |
Closing a current account by a juridical person:
- due to cessation of activities
- on initiative of the customer
|
0 – 25
40 – 80 |
| Opening a current account in a foreign currency by a juridical person |
40 – 100 |
Closing a currency account:
- on initiative of the bank
- on initiative of the juridical person
|
Free of charge
40 – 80 |
* Sample data for six banks: Belarusian Industrial bank, Belarusian Peoples
Bank, Belagroprombank, Belarusbank, Belvnesheconombank, Belgazprombank.
All inter-bank settlements are carries out through the inter-bank
settlement system (АS MBR). It includes the settlement sub-system
for large and term money transfer (BISS) and the clearing sub-system
for other money transfer. All inter-bank settlements for large and
term money transfer and for clearing outcomes are effected through
BISS in the real time mode. Any payments made through BISS shall
be final and irrevocable from the moment of entry of such operation
into the correspondent accounts of the banks. АS MBR processes approximately
120 thousand electronic documents and payment messages of the customers
and banks per day. 9% of their total number (90% of their aggregated
amount) are made through BISS.
At present, the following payment instruments are used for non-cash
settlements:
- payment order;
- payment request;
- cheque;
- instruction/notice;
- letter of credit;
- bank smart cards.
The National Bank devotes its close attention to introduction of
bank cards into the payment transactions. The banks issue the cards
of both the national BelCard system, and of the international banking
associations such as VISA and EUROPAY/MASTERCARD.
During the recent years the development of the bank paper market
has been particularly dynamic: its capacity increases by 2 – 2.5
times annually.
|
English 
